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Ticker
WTFC

Price
152.21
Stock movement up
+0.67 (0.44%)
Company name
Wintrust Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
10.19B
Ent value
68.79B
Price/Sales
2.44
Price/Book
1.45
Div yield
1.31%
Div growth
12.47%
Growth years
8
FCF payout
14.84%
Trailing P/E
12.97
Forward P/E
12.74
PEG
1.30
EPS growth
11.72%
1 year return (CAGR)
11.17%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share2.00
Dividend yield1.31%
Payout frequencyQuarterly
Maximum yield1.97%
Average yield1.52%
Minimum yield1.30%
Discount to avg yield-15.87%
Upside potential-13.70%
Yield as % of max yield66.64%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.31%
Current yield distribution97.83%
Yield at 100% (Min)1.30%
Yield at 90%1.36%
Yield at 80%1.39%
Yield at 50% (Median)1.52%
Yield at 20%1.63%
Yield at 10%1.68%
Yield at 0% (Max)1.97%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share2.00
Payout frequencyQuarterly
Ex-div date6 Nov 2025
EPS (TTM)11.62
EPS (1y forward)11.94
EPS growth (5y)11.72%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
WTFCS&P500
DGR MR11.11%-13.74%
DGR TTM11.43%6.60%
DGR 3 years13.23%7.31%
DGR 5 years12.47%4.69%
DGR 10 years16.23%6.30%
DGR 15 years13.48%8.16%
Time since last change announced300 days
EPS growth (5y)11.72%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM20.92%14.84%
Average--
Forward16.75%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.97
Price to OCF8.87
Price to FCF9.20
Price to EBITDA11.81
EV to EBITDA79.73

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.44
Price to Book1.45
EV to Sales16.50

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FINANCIALS

Per share

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Per share data
Current share count66.97M
EPS (TTM)11.62
FCF per share (TTM)16.38

Income statement

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Income statement data
Revenue (TTM)4.17B
Gross profit (TTM)2.57B
Operating income (TTM)1.07B
Net income (TTM)786.18M
EPS (TTM)11.62
EPS (1y forward)11.94

Margins

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Margins data
Gross margin (TTM)61.52%
Operating margin (TTM)25.64%
Profit margin (TTM)18.85%

Balance Sheet

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Balance Sheet data
Cash3.99B
Net receivables978.21M
Total current assets10.01B
Goodwill797.64M
Intangible assets105.30M
Property, plant and equipment1.08B
Total assets69.63B
Accounts payable0.00
Short/Current long term debt4.28B
Total current liabilities56.71B
Total liabilities62.58B
Shareholder's equity7.05B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.15B
Capital expenditures (TTM)41.47M
Free cash flow (TTM)1.11B
Dividends paid (TTM)164.48M

Financial returns

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Financial returns data
Return on Equity11.16%
Return on Assets1.13%
Return on Invested Capital11.16%
Cash Return on Invested Capital15.73%

STOCK INFORMATION

Stock chart

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Stock price data
Open151.86
Daily high155.96
Daily low151.16
Daily Volume831K
All-time high152.21
1y analyst estimate159.71
Beta0.90
EPS (TTM)11.62
Dividend per share2.00
Ex-div date6 Nov 2025
Next earnings date20 Apr 2026

Downside potential

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Downside potential data
WTFCS&P500
Current price drop from All-time high-1.42%-0.50%
Highest price drop-31.30%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-7.97%-2.49%
Avg time to new high14 days6 days
Max time to new high185 days89 days

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COMPANY DETAILS
WTFC (Wintrust Financial Corporation) company logo
Marketcap
10.19B
Marketcap category
Large-cap
Description
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Employees
5903
Investor relations
SEC filings
CEO
Edward Joseph Wehmer
Country
USA
City
Rosemont
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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