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Ticker
ACIC

Price
11.29
Stock movement up
+0.01 (0.09%)
Company name
American Coastal Insurance Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
551.54M
Ent value
775.95M
Price/Sales
1.65
Price/Book
1.74
Div yield
2.12%
Div growth
0.85%
Growth years
-
FCF payout
-
Trailing P/E
5.16
Forward P/E
7.32
PEG
-
EPS growth
-
1 year return (CAGR)
-5.28%
3 year return (CAGR)
59.26%
5 year return (CAGR)
7.63%
10 year return (CAGR)
-4.66%
Last updated: 2026-03-13

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.24
Dividend yield2.12%
Payout frequency-
Maximum yield80.00%
Average yield7.93%
Minimum yield1.68%
Discount to avg yield-273.48%
Upside potential-73.22%
Yield as % of max yield2.65%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.12%
Current yield distribution78.10%
Yield at 100% (Min)1.68%
Yield at 90%1.98%
Yield at 80%2.11%
Yield at 50% (Median)3.22%
Yield at 20%8.09%
Yield at 10%18.10%
Yield at 0% (Max)80.00%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.24
Payout frequency-
Ex-div date2 Jan 2026
EPS (TTM)2.14
EPS (1y forward)1.54
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ACICS&P500
DGR MR20.00%-13.74%
DGR TTM-6.60%
DGR 3 years-7.31%
DGR 5 years0.85%4.69%
DGR 10 years16.98%6.30%
DGR 15 years-8.16%
Time since last change announced3602 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward15.53%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E5.16
Price to OCF-
Price to FCF-
Price to EBITDA4.66
EV to EBITDA6.55

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.65
Price to Book1.74
EV to Sales2.32

FINANCIALS

Per share

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Per share data
Current share count48.77M
EPS (TTM)2.14
FCF per share (TTM)-0.09

Income statement

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Income statement data
Revenue (TTM)335.11M
Gross profit (TTM)213.83M
Operating income (TTM)142.73M
Net income (TTM)106.84M
EPS (TTM)2.14
EPS (1y forward)1.54

Margins

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Margins data
Gross margin (TTM)63.81%
Operating margin (TTM)42.59%
Profit margin (TTM)31.88%

Balance Sheet

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Balance Sheet data
Cash292.85M
Net receivables70.45M
Total current assets363.30M
Goodwill59.48M
Intangible assets3.47M
Property, plant and equipment0.00
Total assets834.83M
Accounts payable0.00
Short/Current long term debt155.62M
Total current liabilities0.00
Total liabilities517.26M
Shareholder's equity317.56M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-10.52M
Capital expenditures (TTM)50.00M
Free cash flow (TTM)-4.60M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity33.64%
Return on Assets12.80%
Return on Invested Capital33.64%
Cash Return on Invested Capital-1.45%

STOCK INFORMATION

Stock chart

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Stock price data
Open11.32
Daily high11.41
Daily low11.19
Daily Volume111K
All-time high28.09
1y analyst estimate14.00
Beta-0.66
EPS (TTM)2.14
Dividend per share0.24
Ex-div date2 Jan 2026
Next earnings date25 Feb 2026

Downside potential

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Downside potential data
ACICS&P500
Current price drop from All-time high-59.81%-1.82%
Highest price drop-98.93%-56.47%
Date of highest drop25 Nov 20229 Mar 2009
Avg drop from high-49.92%-10.84%
Avg time to new high58 days12 days
Max time to new high2791 days1805 days
COMPANY DETAILS
ACIC (American Coastal Insurance Corp) company logo
Marketcap
551.54M
Marketcap category
Small-cap
Description
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to dwellings and buildings, inventory, detached structures, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and cyber security policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
Employees
68
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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