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Ticker
AFBI

Price
18.40
Stock movement up
+0.45 (2.51%)
Company name
Affinity Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
117.99M
Ent value
815.87M
Price/Sales
2.66
Price/Book
0.92
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
21.04
Forward P/E
-
PEG
-
EPS growth
-
1 year return
11.51%
3 year return
5.77%
5 year return
19.34%
10 year return
-
Last updated: 2025-04-18

iO Charts is a Seeking Alpha partner

DIVIDENDS

AFBI does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E21.04
Price to OCF15.25
Price to FCF16.77
Price to EBITDA23.71
EV to EBITDA163.96

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.66
Price to Book0.92
EV to Sales18.37

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count6.41M
EPS (TTM)0.85
FCF per share (TTM)1.06

Income statement

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Income statement data
Revenue (TTM)44.40M
Gross profit (TTM)49.29M
Operating income (TTM)9.79M
Net income (TTM)5.61M
EPS (TTM)0.85
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)111.01%
Operating margin (TTM)22.04%
Profit margin (TTM)12.63%

Balance Sheet

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Balance Sheet data
Cash52.30M
Net receivables0.00
Total current assets53.72M
Goodwill0.00
Intangible assets18.22M
Property, plant and equipment0.00
Total assets878.56M
Accounts payable0.00
Short/Current long term debt58.81M
Total current liabilities312.59M
Total liabilities750.18M
Shareholder's equity128.38M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)7.74M
Capital expenditures (TTM)699.00K
Free cash flow (TTM)7.04M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity4.37%
Return on Assets0.64%
Return on Invested Capital4.37%
Cash Return on Invested Capital5.48%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open17.89
Daily high18.68
Daily low17.89
Daily Volume11K
All-time high22.49
1y analyst estimate-
Beta0.51
EPS (TTM)0.85
Dividend per share-
Ex-div date13 Mar 2025
Next earnings date24 Apr 2025

Downside potential

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Downside potential data
AFBIS&P500
Current price drop from All-time high-18.19%-14.12%
Highest price drop-58.22%-56.47%
Date of highest drop2 Apr 20209 Mar 2009
Avg drop from high-23.12%-11.07%
Avg time to new high90 days12 days
Max time to new high1719 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
AFBI (Affinity Bancshares Inc) company logo
Marketcap
117.99M
Marketcap category
Small-cap
Description
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services in Georgia. The company offers various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It offers commercial and residential real estate, commercial and industrial, residential mortgage, construction and land, and consumer loans, as well as balloon and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. Affinity Bancshares, Inc. was founded in 1928 and is headquartered in Covington, Georgia.
Employees
91
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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