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- Ticker
- AFBI
- Price
- 20.35
- Stock movement up
- +0.08 (0.39%)
- Company name
- Affinity Bancshares Inc
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 125.51M
- Ent value
- 919.23M
- Price/Sales
- 2.50
- Price/Book
- 1.00
- Div yield
- -
- Div growth
- -
- Growth years
- -
- FCF payout
- 140.28%
- Trailing P/E
- 16.63
- Forward P/E
- -
- PEG
- -
- EPS growth
- 73.52%
- 1 year return (CAGR)
- 16.62%
- 3 year return (CAGR)
- -
- 5 year return (CAGR)
- -
- 10 year return (CAGR)
- -
Last updated: 2026-01-22
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
DIVIDENDS
AFBI does not pay dividends or no data was received
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 16.63 |
| Price to OCF | 12.25 |
| Price to FCF | 20.00 |
| Price to EBITDA | 11.70 |
| EV to EBITDA | 85.65 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 2.50 |
| Price to Book | 1.00 |
| EV to Sales | 18.30 |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
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Per share data
| Current share count | 6.17M |
| EPS (TTM) | 1.16 |
| FCF per share (TTM) | 0.97 |
Income statement
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Income statement data
| Revenue (TTM) | 50.23M |
| Gross profit (TTM) | 7.37M |
| Operating income (TTM) | 1.60M |
| Net income (TTM) | 7.55M |
| EPS (TTM) | 1.16 |
| EPS (1y forward) | - |
Margins
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Margins data
| Gross margin (TTM) | 14.67% |
| Operating margin (TTM) | 3.19% |
| Profit margin (TTM) | 15.02% |
Balance Sheet
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Balance Sheet data
| Cash | 6.09M |
| Net receivables | 0.00 |
| Total current assets | 50.76M |
| Goodwill | 17.20M |
| Intangible assets | 18.03M |
| Property, plant and equipment | 0.00 |
| Total assets | 925.22M |
| Accounts payable | 0.00 |
| Short/Current long term debt | 54.00M |
| Total current liabilities | 0.00 |
| Total liabilities | 799.82M |
| Shareholder's equity | 125.41M |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 10.24M |
| Capital expenditures (TTM) | 543.00K |
| Free cash flow (TTM) | 6.27M |
| Dividends paid (TTM) | 8.80M |
Financial returns
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Financial returns data
| Return on Equity | 6.02% |
| Return on Assets | 0.82% |
| Return on Invested Capital | 6.02% |
| Cash Return on Invested Capital | 5.00% |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 20.44 |
| Daily high | 20.44 |
| Daily low | 20.30 |
| Daily Volume | 7K |
| All-time high | 22.50 |
| 1y analyst estimate | - |
| Beta | 0.27 |
| EPS (TTM) | 1.16 |
| Dividend per share | 0.00 |
| Ex-div date | 13 Mar 2025 |
| Next earnings date | 29 Jan 2026 |
Downside potential
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Downside potential data
| AFBI | S&P500 | |
| Current price drop from All-time high | -9.56% | -0.89% |
| Highest price drop | -23.08% | -19.00% |
| Date of highest drop | 6 Jan 2025 | 8 Apr 2025 |
| Avg drop from high | -13.36% | -2.49% |
| Avg time to new high | 106 days | 6 days |
| Max time to new high | 244 days | 89 days |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
125.51M
Marketcap category
Small-cap
Description
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services in Georgia. The company's deposit products include savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and residential real estate, commercial and industrial, residential mortgage, construction and land, and consumer loans, as well as balloon and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
Employees
88
Website
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
iO Charts is a Seeking Alpha partner