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Ticker
BFIN

Price
11.32
Stock movement down
-0.12 (-1.05%)
Company name
BankFinancial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
141.06M
Ent value
1.38B
Price/Sales
2.03
Price/Book
0.89
Div yield
3.53%
Div growth
1.57%
Growth years
-
FCF payout
92.69%
Trailing P/E
17.82
Forward P/E
14.51
PEG
2.23
EPS growth
-7.69%
1 year return
10.55%
3 year return
2.67%
5 year return
7.68%
10 year return
-1.55%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.40
Dividend yield3.53%
Payout frequency-
Maximum yield5.84%
Average yield4.10%
Minimum yield2.88%
Discount to avg yield-15.93%
Upside potential-13.74%
Yield as % of max yield60.51%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.53%
Current yield distribution80.48%
Yield at 100% (Min)2.88%
Yield at 90%3.34%
Yield at 80%3.54%
Yield at 50% (Median)3.96%
Yield at 20%4.64%
Yield at 10%5.06%
Yield at 0% (Max)5.84%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.40
Payout frequency-
Ex-div date14 Feb 2025
EPS (TTM)0.64
EPS (1y forward)0.78
EPS growth (5y)-7.69%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
BFINS&P500
DGR MR11.11%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years1.57%5.40%
DGR 10 years25.89%7.07%
DGR 15 years2.43%6.12%
Time since last change announced2454 days
EPS growth (5y)-7.69%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM63.09%92.69%
Average--
Forward51.28%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E17.82
Price to OCF19.32
Price to FCF26.18
Price to EBITDA14.76
EV to EBITDA144.43

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.03
Price to Book0.89
EV to Sales19.88

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count12.46M
EPS (TTM)0.64
FCF per share (TTM)0.43

Income statement

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Income statement data
Revenue (TTM)69.44M
Gross profit (TTM)70.45M
Operating income (TTM)11.02M
Net income (TTM)7.92M
EPS (TTM)0.64
EPS (1y forward)0.78

Margins

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Margins data
Gross margin (TTM)101.45%
Operating margin (TTM)15.86%
Profit margin (TTM)11.40%

Balance Sheet

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Balance Sheet data
Cash19.41M
Net receivables930.87M
Total current assets950.28M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.42B
Accounts payable0.00
Short/Current long term debt38.73M
Total current liabilities226.88M
Total liabilities1.26B
Shareholder's equity159.11M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)7.30M
Capital expenditures (TTM)1.91M
Free cash flow (TTM)5.39M
Dividends paid (TTM)4.99M

Financial returns

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Financial returns data
Return on Equity4.98%
Return on Assets0.56%
Return on Invested Capital4.00%
Cash Return on Invested Capital2.72%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open11.23
Daily high11.64
Daily low11.17
Daily Volume34K
All-time high18.49
1y analyst estimate12.25
Beta0.45
EPS (TTM)0.64
Dividend per share0.40
Ex-div date14 Feb 2025
Next earnings date7 May 2025

Downside potential

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Downside potential data
BFINS&P500
Current price drop from All-time high-38.78%-12.89%
Highest price drop-71.23%-56.47%
Date of highest drop6 Mar 20129 Mar 2009
Avg drop from high-36.15%-11.07%
Avg time to new high106 days12 days
Max time to new high4645 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
BFIN (BankFinancial Corporation) company logo
Marketcap
141.06M
Marketcap category
Small-cap
Description
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides banking, financial planning, and fiduciary services to individuals, families, and businesses. The company accepts various deposit products, such as savings, NOW, checking, money market, IRAs, and other retirement accounts, as well as certificates of deposit. Its loan portfolio consists of multi-family residential real estate loans, non-residential real estate loans, commercial loans and commercial equipment leases, consumer loans, and one-to-four family residential real estate loans. The company also offers various financial products and services, including cash management, funds transfers, bill payment and other online and mobile banking transactions, trust, wealth management, and general insurance agency services. In addition, it provides trust and financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company offers its products through full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois, as well as through internet branch, bankfinancial.com. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.
Employees
198
Investor relations
SEC filings
CEO
F. Morgan Gasior
Country
USA
City
Burr Ridge
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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