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Ticker
BVFL

Price
19.77
Stock movement down
-0.25 (-1.27%)
Company name
BV Financial, Inc. Common Stock
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
185.38M
Ent value
908.17M
Price/Sales
3.54
Price/Book
1.01
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
13.74
Forward P/E
-
PEG
-
EPS growth
7.95%
1 year return (CAGR)
25.91%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-02-20

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iO Charts is a Seeking Alpha partner

DIVIDENDS

BVFL does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.74
Price to OCF11.89
Price to FCF27.29
Price to EBITDA15.08
EV to EBITDA73.90

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.54
Price to Book1.01
EV to Sales17.32

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count9.54M
EPS (TTM)1.57
FCF per share (TTM)0.79

Income statement

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Income statement data
Revenue (TTM)52.44M
Gross profit (TTM)40.17M
Operating income (TTM)16.98M
Net income (TTM)13.49M
EPS (TTM)1.57
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)76.60%
Operating margin (TTM)32.38%
Profit margin (TTM)25.73%

Balance Sheet

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Balance Sheet data
Cash5.62M
Net receivables3.15M
Total current assets41.99M
Goodwill14.42M
Intangible assets651.00K
Property, plant and equipment0.00
Total assets912.21M
Accounts payable0.00
Short/Current long term debt35.00M
Total current liabilities138.36M
Total liabilities728.41M
Shareholder's equity183.80M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)15.59M
Capital expenditures (TTM)369.00K
Free cash flow (TTM)6.79M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity7.34%
Return on Assets1.48%
Return on Invested Capital7.34%
Cash Return on Invested Capital3.70%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open19.62
Daily high19.62
Daily low19.35
Daily Volume5K
All-time high19.80
1y analyst estimate-
Beta0.10
EPS (TTM)1.57
Dividend per share0.00
Ex-div date28 Dec 2018
Next earnings date6 Apr 2026

Downside potential

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Downside potential data
BVFLS&P500
Current price drop from All-time high-0.15%-1.82%
Highest price drop-30.88%-56.47%
Date of highest drop11 Apr 20249 Mar 2009
Avg drop from high-9.38%-10.84%
Avg time to new high9 days12 days
Max time to new high235 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
BVFL (BV Financial, Inc. Common Stock) company logo
Marketcap
185.38M
Marketcap category
Small-cap
Description
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
Employees
102
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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