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Ticker
CFBK

Price
32.01
Stock movement up
+0.20 (0.63%)
Company name
CF Bankshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
203.81M
Ent value
1.55B
Price/Sales
1.70
Price/Book
0.51
Div yield
1.12%
Div growth
39.77%
Growth years
-
FCF payout
14.29%
Trailing P/E
11.84
Forward P/E
8.60
PEG
-
EPS growth
-11.15%
1 year return (CAGR)
28.40%
3 year return (CAGR)
16.49%
5 year return (CAGR)
13.63%
10 year return (CAGR)
15.82%
Last updated: 2026-02-20
Recent Run Removed Some Of The Opportunity For Investing In CF Bankshares
February 20, 2026

iO Charts is a Seeking Alpha partner

CF Bankshares  raises dividend by 12.5% to $0.09
January 5, 2026

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Dividend yield data
Dividend per share0.36
Dividend yield1.12%
Payout frequencyQuarterly
Maximum yield1.62%
Average yield1.07%
Minimum yield0.59%
Discount to avg yield5.08%
Upside potential5.35%
Yield as % of max yield69.26%

Yield distribution (inverse percentile) - 5y

Yield distribution data
Dividend yield1.12%
Current yield distribution47.30%
Yield at 100% (Min)0.59%
Yield at 90%0.71%
Yield at 80%0.78%
Yield at 50% (Median)1.11%
Yield at 20%1.32%
Yield at 10%1.41%
Yield at 0% (Max)1.62%

Dividend per share

Dividend per share data
Years of growth-
CCC status-
Dividend per share0.36
Payout frequencyQuarterly
Ex-div date15 Jan 2026
EPS (TTM)2.71
EPS (1y forward)3.72
EPS growth (5y)-11.15%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CFBKS&P500
DGR MR12.50%-13.74%
DGR TTM33.33%6.60%
DGR 3 years-3.85%7.31%
DGR 5 years39.77%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced49 days
EPS growth (5y)-11.15%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM8.30%14.29%
Average--
Forward9.68%-
CF Bankshares extends share repurchase program
December 18, 2025

iO Charts is a Seeking Alpha partner

CF Bankshares  GAAP EPS of $0.36, revenue of $15.51M
November 3, 2025

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Valuation Ratios data
Trailing P/E11.84
Price to OCF13.03
Price to FCF20.40
Price to EBITDA16.69
EV to EBITDA127.23

Valuation (Sales/Book Value)

Valuation (Sales/Book Value) data
Price to Sales1.70
Price to Book0.51
EV to Sales12.95
CF Bankshares  declares $0.08 dividend
October 1, 2025

iO Charts is a Seeking Alpha partner

CF Bankshares reports Q2 results
August 4, 2025

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Per share data
Current share count6.37M
EPS (TTM)2.71
FCF per share (TTM)1.57

Income statement

Income statement data
Revenue (TTM)120.00M
Gross profit (TTM)37.40M
Operating income (TTM)21.53M
Net income (TTM)17.21M
EPS (TTM)2.71
EPS (1y forward)3.72

Margins

Margins data
Gross margin (TTM)31.17%
Operating margin (TTM)17.94%
Profit margin (TTM)14.34%

Balance Sheet

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Balance Sheet data
Cash258.97M
Net receivables0.00
Total current assets0.00
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.01B
Accounts payable0.00
Short/Current long term debt116.00M
Total current liabilities0.00
Total liabilities1.61B
Shareholder's equity398.76M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)15.64M
Capital expenditures (TTM)432.00K
Free cash flow (TTM)9.99M
Dividends paid (TTM)1.43M

Financial returns

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Financial returns data
Return on Equity4.32%
Return on Assets0.86%
Return on Invested Capital4.32%
Cash Return on Invested Capital2.51%
CF Bankshares increases dividend by ~14% to $0.08
July 1, 2025

iO Charts is a Seeking Alpha partner

CF Bankshares  reports Q1 results
May 7, 2025

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Stock price data
Open31.75
Daily high32.72
Daily low31.65
Daily Volume81K
All-time high460.63
1y analyst estimate29.00
Beta0.48
EPS (TTM)2.71
Dividend per share0.36
Ex-div date15 Jan 2026
Next earnings date-

Downside potential

Downside potential data
CFBKS&P500
Current price drop from All-time high-93.05%-1.82%
Highest price drop-98.67%-56.47%
Date of highest drop15 Mar 20169 Mar 2009
Avg drop from high-79.21%-10.84%
Avg time to new high155 days12 days
Max time to new high5549 days1805 days
CF Bankshares  declares $0.07 dividend
April 2, 2025

iO Charts is a Seeking Alpha partner

CF Bankshares announces stock buyback program for up to 325,000 shares
February 4, 2025

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CFBK (CF Bankshares Inc) company logo
Marketcap
203.81M
Marketcap category
Small-cap
Description
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products. In addition, the company provides consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, it offers online and internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is headquartered in Columbus, Ohio.
Employees
102
Website
https://www.cf.bank
Investor relations
-
SEC filings
CFBK SEC filings
CEO
Timothy T. O'Dell
Country
USA
City
Worthington
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
CF Bankshares  declares $0.07 dividend
January 6, 2025

iO Charts is a Seeking Alpha partner

CF Bankshares  GAAP EPS of $0.65, revenue of $13.06M
October 30, 2024

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
COMPANY NEWS
Seeking AlphaPress releases
CF Bankshares  raises dividend by 16.7% to $0.07
October 1, 2024
CF Bankshares declares $0.06 dividend
July 1, 2024
CF Bankshares Q1 EPS of $0.47
May 7, 2024
CF Bankshares  declares $0.06 dividend
April 8, 2024
CF Bankshares reports Q4 results
February 8, 2024
CF Bankshares  declares $0.06 dividend
January 3, 2024
CF Bankshares  GAAP EPS of $0.62, revenue of $13M
November 8, 2023
CF Bankshares  declares $0.06 dividend
October 3, 2023
CF Bankshares  GAAP EPS of $0.66, revenue of $12.47M
August 3, 2023
CF Bankshares  declares $0.06 dividend
July 10, 2023
iO Charts is a Seeking Alpha partnerNext page
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