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- Ticker
- CIA
- Price
- 3.63
- Stock movement down
- -0.01 (-0.20%)
- Company name
- Citizens Inc
- Exchange
- (NYSE ,
- Currency
- USD )
- Sector
- Financial Services >Insurance - Life
- Market cap
- 252.23M
- Ent value
- 1.75B
- Price/Sales
- 1.02
- Price/Book
- 1.22
- Div yield
- -
- Div growth
- -
- Growth years
- -
- FCF payout
- 4.67%
- Trailing P/E
- 11.45
- Forward P/E
- 13.57
- PEG
- -
- EPS growth
- -
- 1 year return
- 66.23%
- 3 year return
- 8.59%
- 5 year return
- -3.41%
- 10 year return
- -1.70%
Last updated: 2025-09-12
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
DIVIDENDS
CIA does not pay dividends or no data was received
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 11.45 |
| Price to OCF | 8.14 |
| Price to FCF | 8.33 |
| Price to EBITDA | 29.17 |
| EV to EBITDA | 202.14 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 1.02 |
| Price to Book | 1.22 |
| EV to Sales | 7.04 |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
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Per share data
| Current share count | 50.25M |
| EPS (TTM) | 0.43 |
| FCF per share (TTM) | 0.60 |
Income statement
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Income statement data
| Revenue (TTM) | 248.38M |
| Gross profit (TTM) | 248.38M |
| Operating income (TTM) | 20.04M |
| Net income (TTM) | 22.03M |
| EPS (TTM) | 0.43 |
| EPS (1y forward) | 0.37 |
Margins
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Margins data
| Gross margin (TTM) | 100.00% |
| Operating margin (TTM) | 8.07% |
| Profit margin (TTM) | 8.87% |
Balance Sheet
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Balance Sheet data
| Cash | 32.38M |
| Net receivables | 17.87M |
| Total current assets | 63.63M |
| Goodwill | 0.00 |
| Intangible assets | 0.00 |
| Property, plant and equipment | 0.00 |
| Total assets | 1.74B |
| Accounts payable | 9.24M |
| Short/Current long term debt | 0.00 |
| Total current liabilities | 13.08M |
| Total liabilities | 1.53B |
| Shareholder's equity | 207.57M |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 30.99M |
| Capital expenditures (TTM) | 711.00K |
| Free cash flow (TTM) | 30.28M |
| Dividends paid (TTM) | 1.41M |
Financial returns
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Financial returns data
| Return on Equity | 10.61% |
| Return on Assets | 1.27% |
| Return on Invested Capital | 10.61% |
| Cash Return on Invested Capital | 14.59% |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 4.98 |
| Daily high | 5.04 |
| Daily low | 4.95 |
| Daily Volume | 50K |
| All-time high | 11.69 |
| 1y analyst estimate | 5.00 |
| Beta | 0.38 |
| EPS (TTM) | 0.43 |
| Dividend per share | - |
| Ex-div date | - |
| Next earnings date | 5 Nov 2025 |
Downside potential
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Downside potential data
| CIA | S&P500 | |
| Current price drop from All-time high | -57.06% | -1.46% |
| Highest price drop | -85.54% | -56.47% |
| Date of highest drop | 9 May 2023 | 9 Mar 2009 |
| Avg drop from high | -40.85% | -10.99% |
| Avg time to new high | 144 days | 12 days |
| Max time to new high | 2459 days | 1805 days |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
252.23M
Marketcap category
Small-cap
Description
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
Employees
247
Website
Investor relations
-
SEC filings
CEO
Geoffrey Martin Kolander
Country
USA
City
Austin
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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