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Ticker
CIA

Price
5.22
Stock movement up
+0.25 (5.03%)
Company name
Citizens Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Life
Market cap
262.55M
Ent value
1.76B
Price/Sales
1.06
Price/Book
-
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
24.14
Forward P/E
17.40
PEG
-
EPS growth
-
1 year return
24.88%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-11

iO Charts is a Seeking Alpha partner

DIVIDENDS

CIA does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E24.14
Price to OCF13.32
Price to FCF28.62
Price to EBITDA28.03
EV to EBITDA187.67

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.06
Price to Book-
EV to Sales7.12

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FINANCIALS

Per share

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Per share data
Current share count50.30M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)0.30

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash21.57M
Net receivables33.80M
Total current assets0.00
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.74B
Accounts payable8.81M
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities1.52B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open4.95
Daily high5.26
Daily low4.95
Daily Volume76K
All-time high11.69
1y analyst estimate5.00
Beta0.36
EPS (TTM)-
Dividend per share0.00
Ex-div date-
Next earnings date12 Mar 2026

Downside potential

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Downside potential data
CIAS&P500
Current price drop from All-time high-55.35%-
Highest price drop-71.77%-19.00%
Date of highest drop15 Jul 20258 Apr 2025
Avg drop from high-60.08%-2.65%
Avg time to new high-6 days
Max time to new high295 days89 days

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COMPANY DETAILS
CIA (Citizens Inc) company logo
Marketcap
262.55M
Marketcap category
Small-cap
Description
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
Employees
247
Investor relations
-
SEC filings
CEO
Geoffrey Martin Kolander
Country
USA
City
Austin
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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