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Ticker
CIA

Price
4.00
Stock movement down
-0.12 (-2.91%)
Company name
Citizens Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Life
Market cap
199.63M
Ent value
1.70B
Price/Sales
0.80
Price/Book
0.96
Div yield
-
Div growth
-
Growth years
-
FCF payout
4.67%
Trailing P/E
9.06
Forward P/E
10.53
PEG
-
EPS growth
-
1 year return
95.12%
3 year return
-2.00%
5 year return
-7.94%
10 year return
-4.33%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

DIVIDENDS

CIA does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.06
Price to OCF6.44
Price to FCF6.59
Price to EBITDA23.08
EV to EBITDA196.05

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.80
Price to Book0.96
EV to Sales6.83

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count49.91M
EPS (TTM)0.43
FCF per share (TTM)0.60

Income statement

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Income statement data
Revenue (TTM)248.38M
Gross profit (TTM)248.38M
Operating income (TTM)20.04M
Net income (TTM)22.03M
EPS (TTM)0.43
EPS (1y forward)0.38

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)8.07%
Profit margin (TTM)8.87%

Balance Sheet

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Balance Sheet data
Cash32.38M
Net receivables17.87M
Total current assets63.63M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.74B
Accounts payable9.24M
Short/Current long term debt0.00
Total current liabilities13.08M
Total liabilities1.53B
Shareholder's equity207.57M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)30.99M
Capital expenditures (TTM)711.00K
Free cash flow (TTM)30.28M
Dividends paid (TTM)1.41M

Financial returns

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Financial returns data
Return on Equity10.61%
Return on Assets1.27%
Return on Invested Capital10.61%
Cash Return on Invested Capital14.59%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open4.06
Daily high4.17
Daily low3.97
Daily Volume128K
All-time high11.69
1y analyst estimate5.00
Beta0.10
EPS (TTM)0.43
Dividend per share-
Ex-div date-
Next earnings date5 May 2025

Downside potential

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Downside potential data
CIAS&P500
Current price drop from All-time high-65.78%-12.89%
Highest price drop-85.54%-56.47%
Date of highest drop9 May 20239 Mar 2009
Avg drop from high-40.60%-11.07%
Avg time to new high145 days12 days
Max time to new high2459 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CIA (Citizens Inc) company logo
Marketcap
199.63M
Marketcap category
Small-cap
Description
Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
Employees
232
Investor relations
-
SEC filings
CEO
Geoffrey Martin Kolander
Country
USA
City
Austin
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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