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Ticker
CIZN

Price
7.85
Stock movement down
-0.15 (-1.88%)
Company name
Citizens Holding Company
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
44.25M
Ent value
-
Price/Sales
1.56
Price/Book
-
Div yield
8.15%
Div growth
-5.59%
Growth years
-
FCF payout
73.38%
Trailing P/E
61.98
Forward P/E
-
PEG
-
EPS growth
-24.68%
1 year return
0.64%
3 year return
-25.84%
5 year return
-16.39%
10 year return
-7.94%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield8.15%
Payout frequencyQuarterly
Maximum yield9.20%
Average yield6.04%
Minimum yield3.45%
Discount to avg yield25.94%
Upside potential35.02%
Yield as % of max yield88.66%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield8.15%
Current yield distribution9.21%
Yield at 100% (Min)3.45%
Yield at 90%4.52%
Yield at 80%4.93%
Yield at 50% (Median)5.48%
Yield at 20%7.31%
Yield at 10%8.15%
Yield at 0% (Max)9.20%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.64
Payout frequencyQuarterly
Ex-div date16 Sep 2024
EPS (TTM)-
EPS (1y forward)-
EPS growth (5y)-24.68%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
CIZNS&P500
DGR MR-33.33%-13.74%
DGR TTM-20.00%6.60%
DGR 3 years-9.14%5.24%
DGR 5 years-5.59%5.40%
DGR 10 years-1.99%7.07%
DGR 15 years-0.45%6.12%
Time since last change announced683 days
EPS growth (5y)-24.68%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM377.59%73.38%
Average58.04%42.00%
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E61.98
Price to OCF10.50
Price to FCF12.04
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.56
Price to Book-
EV to Sales-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count5.64M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)28.33M
Gross profit (TTM)28.33M
Operating income (TTM)23.47M
Net income (TTM)714.00K
EPS (TTM)-
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)82.84%
Profit margin (TTM)2.52%

Balance Sheet

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Balance Sheet data
Cash94.48M
Net receivables5.23M
Total current assets277.50M
Goodwill13.03M
Intangible assets301.00K
Property, plant and equipment43.23M
Total assets1.40B
Accounts payable1.24M
Short/Current long term debt18.00M
Total current liabilities19.24M
Total liabilities1.36B
Shareholder's equity42.77M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)4.21M
Capital expenditures (TTM)539.00K
Free cash flow (TTM)3.67M
Dividends paid (TTM)2.70M

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open8.00
Daily high8.00
Daily low7.85
Daily Volume1K
All-time high35.41
1y analyst estimate24.00
Beta0.00
EPS (TTM)-
Dividend per share0.64
Ex-div date16 Sep 2024
Next earnings date16 Apr 2025

Downside potential

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Downside potential data
CIZNS&P500
Current price drop from All-time high-77.83%-12.89%
Highest price drop-80.34%-56.47%
Date of highest drop18 Dec 20239 Mar 2009
Avg drop from high-38.06%-11.07%
Avg time to new high121 days12 days
Max time to new high3469 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
CIZN (Citizens Holding Company) company logo
Marketcap
44.25M
Marketcap category
Small-cap
Description
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.
Employees
246
Investor relations
-
SEC filings
CEO
Gregory Lyle McKee
Country
USA
City
Philadelphia
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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