Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
ECPG

Price
57.29
Stock movement down
-0.18 (-0.31%)
Company name
Encore Capital Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
1.28B
Ent value
5.48B
Price/Sales
0.72
Price/Book
1.31
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
4.98
Forward P/E
4.29
PEG
-
EPS growth
10.31%
1 year return (CAGR)
15.16%
3 year return (CAGR)
-0.03%
5 year return (CAGR)
11.50%
10 year return (CAGR)
11.39%
Last updated: 2026-03-13

DIVIDENDS

ECPG does not pay dividends or no data was received

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E4.98
Price to OCF8.34
Price to FCF10.07
Price to EBITDA1.96
EV to EBITDA8.43

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales0.72
Price to Book1.31
EV to Sales3.10

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count22.30M
EPS (TTM)11.28
FCF per share (TTM)5.57

Income statement

Loading...
Income statement data
Revenue (TTM)1.77B
Gross profit (TTM)1.31B
Operating income (TTM)626.65M
Net income (TTM)256.83M
EPS (TTM)11.28
EPS (1y forward)13.36

Margins

Loading...
Margins data
Gross margin (TTM)74.09%
Operating margin (TTM)35.43%
Profit margin (TTM)14.52%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash156.78M
Net receivables4.37B
Total current assets4.53B
Goodwill536.29M
Intangible assets0.00
Property, plant and equipment0.00
Total assets5.34B
Accounts payable0.00
Short/Current long term debt4.13B
Total current liabilities321.00K
Total liabilities4.36B
Shareholder's equity976.75M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)153.20M
Capital expenditures (TTM)26.27M
Free cash flow (TTM)126.93M
Dividends paid (TTM)0.00

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity26.29%
Return on Assets4.81%
Return on Invested Capital26.29%
Cash Return on Invested Capital12.99%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open57.29
Daily high58.01
Daily low56.96
Daily Volume119K
All-time high72.43
1y analyst estimate82.67
Beta1.31
EPS (TTM)11.28
Dividend per share0.00
Ex-div date-
Next earnings date25 Feb 2026

Downside potential

Loading...
Downside potential data
ECPGS&P500
Current price drop from All-time high-20.90%-1.82%
Highest price drop-97.78%-56.47%
Date of highest drop14 Dec 20009 Mar 2009
Avg drop from high-35.66%-10.84%
Avg time to new high53 days12 days
Max time to new high1929 days1805 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
ECPG (Encore Capital Group Inc) company logo
Marketcap
1.28B
Marketcap category
Small-cap
Description
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
Employees
7350
Investor relations
-
SEC filings
CEO
Ashish Masih
Country
USA
City
San Diego
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...