Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
FUSB

Price
15.00
Stock movement down
-0.37 (-2.41%)
Company name
First US Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
85.50M
Ent value
1.13B
Price/Sales
1.36
Price/Book
0.81
Div yield
1.87%
Div growth
10.76%
Growth years
-
FCF payout
17.42%
Trailing P/E
14.27
Forward P/E
-
PEG
-
EPS growth
19.84%
1 year return (CAGR)
20.00%
3 year return (CAGR)
17.49%
5 year return (CAGR)
11.79%
10 year return (CAGR)
6.01%
Last updated: 2026-02-20

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.28
Dividend yield1.87%
Payout frequencyQuarterly
Maximum yield3.06%
Average yield1.76%
Minimum yield0.96%
Discount to avg yield5.76%
Upside potential6.11%
Yield as % of max yield61.04%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield1.87%
Current yield distribution49.44%
Yield at 100% (Min)0.96%
Yield at 90%1.08%
Yield at 80%1.14%
Yield at 50% (Median)1.83%
Yield at 20%2.27%
Yield at 10%2.36%
Yield at 0% (Max)3.06%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share0.28
Payout frequencyQuarterly
Ex-div date12 Dec 2025
EPS (TTM)0.99
EPS (1y forward)-
EPS growth (5y)19.84%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
FUSBS&P500
DGR MR40.00%-13.74%
DGR TTM30.00%6.60%
DGR 3 years7.72%7.31%
DGR 5 years10.76%4.69%
DGR 10 years17.46%6.30%
DGR 15 years-8.83%8.16%
Time since last change announced278 days
EPS growth (5y)19.84%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM20.16%17.42%
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E14.27
Price to OCF8.65
Price to FCF12.33
Price to EBITDA13.53
EV to EBITDA178.07

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales1.36
Price to Book0.81
EV to Sales17.86

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count5.70M
EPS (TTM)0.99
FCF per share (TTM)1.14

Income statement

Loading...
Income statement data
Revenue (TTM)62.99M
Gross profit (TTM)37.01M
Operating income (TTM)7.94M
Net income (TTM)5.99M
EPS (TTM)0.99
EPS (1y forward)-

Margins

Loading...
Margins data
Gross margin (TTM)58.75%
Operating margin (TTM)12.60%
Profit margin (TTM)9.51%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash9.40M
Net receivables3.92M
Total current assets181.39M
Goodwill7.43M
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.15B
Accounts payable0.00
Short/Current long term debt10.95M
Total current liabilities156.34M
Total liabilities1.05B
Shareholder's equity105.65M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)9.88M
Capital expenditures (TTM)2.94M
Free cash flow (TTM)6.93M
Dividends paid (TTM)1.21M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity5.67%
Return on Assets0.52%
Return on Invested Capital5.67%
Cash Return on Invested Capital6.56%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open15.16
Daily high15.16
Daily low14.95
Daily Volume12K
All-time high34.74
1y analyst estimate-
Beta0.28
EPS (TTM)0.99
Dividend per share0.28
Ex-div date12 Dec 2025
Next earnings date-

Downside potential

Loading...
Downside potential data
FUSBS&P500
Current price drop from All-time high-56.82%-1.82%
Highest price drop-90.59%-56.47%
Date of highest drop15 Jul 20119 Mar 2009
Avg drop from high-56.31%-10.84%
Avg time to new high212 days12 days
Max time to new high4840 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FUSB (First US Bancshares Inc) company logo
Marketcap
85.50M
Marketcap category
Small-cap
Description
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral in form of personal property items. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Employees
151
Investor relations
-
SEC filings
CEO
James F. House
Country
USA
City
Birmingham
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...