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Ticker
FUSB

Price
12.80
Stock movement down
-0.09 (-0.70%)
Company name
First US Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
73.16M
Ent value
992.59M
Price/Sales
1.32
Price/Book
0.74
Div yield
1.56%
Div growth
20.11%
Growth years
2
FCF payout
25.42%
Trailing P/E
8.38
Forward P/E
-
PEG
-
EPS growth
29.17%
1 year return
34.03%
3 year return
3.34%
5 year return
15.60%
10 year return
4.33%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.20
Dividend yield1.56%
Payout frequency-
Maximum yield3.06%
Average yield1.69%
Minimum yield0.96%
Discount to avg yield-8.45%
Upside potential-7.80%
Yield as % of max yield51.09%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.56%
Current yield distribution54.92%
Yield at 100% (Min)0.96%
Yield at 90%1.08%
Yield at 80%1.14%
Yield at 50% (Median)1.65%
Yield at 20%2.19%
Yield at 10%2.35%
Yield at 0% (Max)3.06%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.20
Payout frequency-
Ex-div date14 Mar 2025
EPS (TTM)1.49
EPS (1y forward)-
EPS growth (5y)29.17%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
FUSBS&P500
DGR MR66.67%-13.74%
DGR TTM-6.60%
DGR 3 years18.56%5.24%
DGR 5 years20.11%5.40%
DGR 10 years-7.07%
DGR 15 years-10.63%6.12%
Time since last change announced881 days
EPS growth (5y)29.17%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM13.26%25.42%
Average45.29%24.80%
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.38
Price to OCF9.92
Price to FCF16.06
Price to EBITDA4.79
EV to EBITDA64.95

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.32
Price to Book0.74
EV to Sales17.90

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count5.72M
EPS (TTM)1.49
FCF per share (TTM)0.78

Income statement

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Income statement data
Revenue (TTM)55.44M
Gross profit (TTM)59.57M
Operating income (TTM)23.41M
Net income (TTM)8.73M
EPS (TTM)1.49
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)107.45%
Operating margin (TTM)42.22%
Profit margin (TTM)15.75%

Balance Sheet

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Balance Sheet data
Cash82.31M
Net receivables3.67M
Total current assets158.81M
Goodwill7.43M
Intangible assets67.00K
Property, plant and equipment0.00
Total assets1.10B
Accounts payable2.03M
Short/Current long term debt10.85M
Total current liabilities157.05M
Total liabilities1.00B
Shareholder's equity98.49M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)7.37M
Capital expenditures (TTM)2.82M
Free cash flow (TTM)4.55M
Dividends paid (TTM)1.16M

Financial returns

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Financial returns data
Return on Equity8.87%
Return on Assets0.79%
Return on Invested Capital7.99%
Cash Return on Invested Capital4.17%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open13.05
Daily high13.38
Daily low12.70
Daily Volume74K
All-time high34.74
1y analyst estimate-
Beta0.92
EPS (TTM)1.49
Dividend per share0.20
Ex-div date14 Mar 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
FUSBS&P500
Current price drop from All-time high-63.15%-12.89%
Highest price drop-90.59%-56.47%
Date of highest drop15 Jul 20119 Mar 2009
Avg drop from high-56.11%-11.07%
Avg time to new high212 days12 days
Max time to new high4635 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
FUSB (First US Bancshares Inc) company logo
Marketcap
73.16M
Marketcap category
Small-cap
Description
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. The company also provides loans secured by collateral in form of personal property items. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Employees
153
Investor relations
-
SEC filings
CEO
James F. House
Country
USA
City
Birmingham
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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