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Ticker
GBNY

Price
15.85
Stock movement down
-0.15 (-0.94%)
Company name
Generations Bancorp NY Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
36.12M
Ent value
389.34M
Price/Sales
2.67
Price/Book
1.02
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
-
Forward P/E
-
PEG
-
EPS growth
-
1 year return
59.14%
3 year return
10.70%
5 year return
-
10 year return
-
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

GBNY does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF-
Price to FCF18.50
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.67
Price to Book1.02
EV to Sales28.83

FINANCIALS

Per share

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Per share data
Current share count2.28M
EPS (TTM)-1.23
FCF per share (TTM)0.91

Income statement

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Income statement data
Revenue (TTM)13.51M
Gross profit (TTM)10.03M
Operating income (TTM)-2.63M
Net income (TTM)-2.63M
EPS (TTM)-1.23
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)74.25%
Operating margin (TTM)-19.47%
Profit margin (TTM)-19.51%

Balance Sheet

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Balance Sheet data
Cash12.99M
Net receivables1.77M
Total current assets32.03M
Goodwill0.00
Intangible assets621.00K
Property, plant and equipment0.00
Total assets401.75M
Accounts payable0.00
Short/Current long term debt21.32M
Total current liabilities49.14M
Total liabilities366.21M
Shareholder's equity35.55M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-136.00K
Capital expenditures (TTM)225.00K
Free cash flow (TTM)1.95M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity-7.41%
Return on Assets-0.66%
Return on Invested Capital-4.63%
Cash Return on Invested Capital3.43%

STOCK INFORMATION

Stock chart

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Stock price data
Open15.50
Daily high15.85
Daily low15.50
Daily Volume2K
All-time high16.50
1y analyst estimate-
Beta0.44
EPS (TTM)-1.23
Dividend per share-
Ex-div date-
Next earnings date-

Downside potential

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Downside potential data
GBNYS&P500
Current price drop from All-time high-3.94%-12.89%
Highest price drop-35.63%-56.47%
Date of highest drop13 Oct 20239 Mar 2009
Avg drop from high-11.84%-11.07%
Avg time to new high27 days12 days
Max time to new high695 days1805 days
COMPANY DETAILS
GBNY (Generations Bancorp NY Inc) company logo
Marketcap
36.12M
Marketcap category
Small-cap
Description
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company also provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consumer loans, such as student, automobile, recreational vehicle, manufactured home, and other consumer loans; and commercial real estate and multi-family, consumer business, residential and commercial construction loans. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.
Employees
71
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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