Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
JCAP

Price
22.63
Stock movement up
+0.33 (1.48%)
Company name
Jefferson Capital, Inc. Common Stock
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
1.32B
Ent value
2.64B
Price/Sales
0.00
Price/Book
0.00
Div yield
4.24%
Div growth
-
Growth years
-
FCF payout
24.17%
Trailing P/E
9.41
Forward P/E
8.89
PEG
-
EPS growth
-6.86%
1 year return (CAGR)
-
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

DIVIDENDS

JCAP does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E9.41
Price to OCF4.87
Price to FCF4.98
Price to EBITDA10.17
EV to EBITDA20.37

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales0.00
Price to Book0.00
EV to Sales0.01

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count58.27M
EPS (TTM)6.84
FCF per share (TTM)12.91

Income statement

Loading...
Income statement data
Revenue (TTM)458.61B
Gross profit (TTM)414.98B
Operating income (TTM)109.47M
Net income (TTM)140.08M
EPS (TTM)6.84
EPS (1y forward)2.54

Margins

Loading...
Margins data
Gross margin (TTM)90.49%
Operating margin (TTM)0.02%
Profit margin (TTM)0.03%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash42.27M
Net receivables1.67B
Total current assets1.72B
Goodwill57.91M
Intangible assets7.27M
Property, plant and equipment0.00
Total assets1.80B
Accounts payable0.00
Short/Current long term debt1.19B
Total current liabilities79.52M
Total liabilities1.37B
Shareholder's equity437.37B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)271.00M
Capital expenditures (TTM)6.41M
Free cash flow (TTM)264.59M
Dividends paid (TTM)63.94M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity0.03%
Return on Assets0.01%
Return on Invested Capital0.01%
Cash Return on Invested Capital0.02%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open22.50
Daily high22.92
Daily low22.05
Daily Volume153K
All-time high23.37
1y analyst estimate24.00
Beta-
EPS (TTM)6.84
Dividend per share0.96
Ex-div date25 Nov 2025
Next earnings date31 Mar 2026

Downside potential

Loading...
Downside potential data
JCAPS&P500
Current price drop from All-time high-3.17%-0.89%
Highest price drop-10.51%-19.00%
Date of highest drop6 Jan 20268 Apr 2025
Avg drop from high-2.15%-2.49%
Avg time to new high4 days6 days
Max time to new high23 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
JCAP (Jefferson Capital, Inc. Common Stock) company logo
Marketcap
1.32B
Marketcap category
Small-cap
Description
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.
Employees
1205
Investor relations
-
SEC filings
CEO
John A. Good
Country
USA
City
Memphis
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
Seeking AlphaPress releases
No items found
iO Charts is a Seeking Alpha partner