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Ticker
NKSH

Price
38.21
Stock movement up
+0.07 (0.18%)
Company name
National Bankshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
243.34M
Ent value
1.87B
Price/Sales
2.86
Price/Book
1.32
Div yield
4.08%
Div growth
1.67%
Growth years
1
FCF payout
148.54%
Trailing P/E
15.38
Forward P/E
-
PEG
-
EPS growth
0.06%
1 year return (CAGR)
32.44%
3 year return (CAGR)
-3.73%
5 year return (CAGR)
3.57%
10 year return (CAGR)
1.63%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.56
Dividend yield4.08%
Payout frequencySemi-annual
Maximum yield6.43%
Average yield4.68%
Minimum yield3.60%
Discount to avg yield-14.62%
Upside potential-12.76%
Yield as % of max yield63.53%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.08%
Current yield distribution78.41%
Yield at 100% (Min)3.60%
Yield at 90%3.95%
Yield at 80%4.07%
Yield at 50% (Median)4.67%
Yield at 20%5.16%
Yield at 10%5.54%
Yield at 0% (Max)6.43%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.56
Payout frequencySemi-annual
Ex-div date24 Nov 2025
EPS (TTM)2.49
EPS (1y forward)-
EPS growth (5y)0.06%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
NKSHS&P500
DGR MR6.85%-13.74%
DGR TTM-6.60%
DGR 3 years0.22%7.31%
DGR 5 years1.67%4.69%
DGR 10 years2.85%6.30%
DGR 15 years3.43%8.16%
Time since last change announced102 days
EPS growth (5y)0.06%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM29.35%148.54%
Average--
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.38
Price to OCF22.64
Price to FCF77.82
Price to EBITDA18.25
EV to EBITDA140.56

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.86
Price to Book1.32
EV to Sales22.00

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count6.37M
EPS (TTM)2.49
FCF per share (TTM)0.49

Income statement

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Income statement data
Revenue (TTM)85.22M
Gross profit (TTM)55.48M
Operating income (TTM)19.17M
Net income (TTM)15.83M
EPS (TTM)2.49
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)65.11%
Operating margin (TTM)22.49%
Profit margin (TTM)18.57%

Balance Sheet

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Balance Sheet data
Cash8.42M
Net receivables6.54M
Total current assets669.33M
Goodwill10.72M
Intangible assets1.49M
Property, plant and equipment0.00
Total assets1.82B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities1.17B
Total liabilities1.64B
Shareholder's equity184.91M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)10.75M
Capital expenditures (TTM)3.01M
Free cash flow (TTM)3.13M
Dividends paid (TTM)4.64M

Financial returns

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Financial returns data
Return on Equity8.56%
Return on Assets0.87%
Return on Invested Capital8.56%
Cash Return on Invested Capital1.69%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open38.08
Daily high38.50
Daily low38.08
Daily Volume14K
All-time high49.60
1y analyst estimate34.50
Beta0.65
EPS (TTM)2.49
Dividend per share1.56
Ex-div date24 Nov 2025
Next earnings date18 May 2026

Downside potential

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Downside potential data
NKSHS&P500
Current price drop from All-time high-22.96%-1.82%
Highest price drop-54.19%-56.47%
Date of highest drop23 Oct 20239 Mar 2009
Avg drop from high-20.86%-10.84%
Avg time to new high71 days12 days
Max time to new high1921 days1805 days

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COMPANY DETAILS
NKSH (National Bankshares Inc) company logo
Marketcap
243.34M
Marketcap category
Small-cap
Description
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.
Employees
245
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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