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Ticker
PBFS

Price
11.08
Stock movement up
+- (%)
Company name
Pioneer Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
287.79M
Ent value
1.92B
Price/Sales
2.97
Price/Book
0.95
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
15.86
Forward P/E
-
PEG
-
EPS growth
-18.69%
1 year return
21.49%
3 year return
2.90%
5 year return
2.49%
10 year return
-
Last updated: 2025-04-12

DIVIDENDS

PBFS does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.86
Price to OCF21.76
Price to FCF22.77
Price to EBITDA18.28
EV to EBITDA122.01

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.97
Price to Book0.95
EV to Sales19.80

FINANCIALS

Per share

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Per share data
Current share count25.97M
EPS (TTM)0.72
FCF per share (TTM)0.50

Income statement

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Income statement data
Revenue (TTM)96.98M
Gross profit (TTM)98.63M
Operating income (TTM)23.30M
Net income (TTM)18.15M
EPS (TTM)0.72
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)101.70%
Operating margin (TTM)24.02%
Profit margin (TTM)18.71%

Balance Sheet

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Balance Sheet data
Cash78.10M
Net receivables1.41B
Total current assets1.75B
Goodwill10.88M
Intangible assets2.83M
Property, plant and equipment0.00
Total assets2.01B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities1.71B
Shareholder's equity303.80M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)13.22M
Capital expenditures (TTM)585.00K
Free cash flow (TTM)12.64M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity5.97%
Return on Assets0.90%
Return on Invested Capital5.97%
Cash Return on Invested Capital4.16%

STOCK INFORMATION

Stock chart

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Stock price data
Open10.93
Daily high11.11
Daily low10.93
Daily Volume7K
All-time high15.31
1y analyst estimate-
Beta0.49
EPS (TTM)0.72
Dividend per share-
Ex-div date-
Next earnings date29 Apr 2025

Downside potential

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Downside potential data
PBFSS&P500
Current price drop from All-time high-27.63%-12.89%
Highest price drop-48.33%-56.47%
Date of highest drop13 Nov 20239 Mar 2009
Avg drop from high-29.18%-11.07%
Avg time to new high131 days12 days
Max time to new high1328 days1805 days
COMPANY DETAILS
PBFS (Pioneer Bancorp Inc) company logo
Marketcap
287.79M
Marketcap category
Small-cap
Description
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, money market accounts, and certificates of deposit accounts. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage lending, consumer loans, and home equity lines of credit. It also invests in the U.S. governmental securities, fixed rate collateralized mortgage obligations, corporate debt securities, mortgage-backed securities, fixed-rate investment grade bonds, and equity securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and services, such as group health, dental, disability, life insurance products, and defined contribution, defined benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
Employees
275
Investor relations
-
SEC filings
CEO
Thomas L. Amell
Country
USA
City
Albany
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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