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- Ticker
- PBFS
- Price
- 14.63
- Stock movement up
- +0.04 (0.27%)
- Company name
- Pioneer Bancorp Inc
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 366.93M
- Ent value
- -
- Price/Sales
- 3.92
- Price/Book
- -
- Div yield
- -
- Div growth
- -
- Growth years
- -
- FCF payout
- -
- Trailing P/E
- 18.09
- Forward P/E
- -
- PEG
- -
- EPS growth
- -
- 1 year return (CAGR)
- 22.02%
- 3 year return (CAGR)
- 8.99%
- 5 year return (CAGR)
- 6.34%
- 10 year return (CAGR)
- -
Last updated: 2026-02-20
iO Charts is a Seeking Alpha partner
DIVIDENDS
PBFS does not pay dividends or no data was received
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 18.09 |
| Price to OCF | 67.43 |
| Price to FCF | 109.79 |
| Price to EBITDA | 25.83 |
| EV to EBITDA | - |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 3.92 |
| Price to Book | - |
| EV to Sales | - |
FINANCIALS
Per share
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Per share data
| Current share count | 25.08M |
| EPS (TTM) | 0.84 |
| FCF per share (TTM) | 0.14 |
Income statement
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Income statement data
| Revenue (TTM) | 93.49M |
| Gross profit (TTM) | 68.11M |
| Operating income (TTM) | 21.16M |
| Net income (TTM) | 20.29M |
| EPS (TTM) | 0.84 |
| EPS (1y forward) | - |
Margins
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Margins data
| Gross margin (TTM) | 72.85% |
| Operating margin (TTM) | 22.64% |
| Profit margin (TTM) | 21.70% |
Balance Sheet
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Balance Sheet data
| Cash | 133.68M |
| Net receivables | 1.65B |
| Total current assets | 2.00B |
| Goodwill | 0.00 |
| Intangible assets | 0.00 |
| Property, plant and equipment | 0.00 |
| Total assets | 2.15B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 0.00 |
| Total current liabilities | 0.00 |
| Total liabilities | 0.00 |
| Shareholder's equity | 0.00 |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 5.44M |
| Capital expenditures (TTM) | 2.10M |
| Free cash flow (TTM) | 3.34M |
| Dividends paid (TTM) | 0.00 |
Financial returns
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Financial returns data
| Return on Equity | - |
| Return on Assets | 0.94% |
| Return on Invested Capital | - |
| Cash Return on Invested Capital | - |
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 14.66 |
| Daily high | 14.73 |
| Daily low | 14.63 |
| Daily Volume | 8K |
| All-time high | 15.31 |
| 1y analyst estimate | - |
| Beta | 0.45 |
| EPS (TTM) | 0.84 |
| Dividend per share | 0.00 |
| Ex-div date | - |
| Next earnings date | 29 Apr 2026 |
Downside potential
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Downside potential data
| PBFS | S&P500 | |
| Current price drop from All-time high | -4.44% | -1.82% |
| Highest price drop | -48.33% | -56.47% |
| Date of highest drop | 13 Nov 2023 | 9 Mar 2009 |
| Avg drop from high | -27.51% | -10.84% |
| Avg time to new high | 138 days | 12 days |
| Max time to new high | 1540 days | 1805 days |
COMPANY DETAILS
Marketcap
366.93M
Marketcap category
Small-cap
Description
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC.
Employees
269
Website
Investor relations
-
SEC filings
CEO
Thomas L. Amell
Country
USA
City
Albany
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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