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Ticker
RBCAA

Price
68.64
Stock movement up
+0.04 (0.06%)
Company name
Republic Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.26B
Ent value
6.44B
Price/Sales
2.56
Price/Book
1.29
Div yield
2.49%
Div growth
9.10%
Growth years
23
FCF payout
22.11%
Trailing P/E
12.37
Forward P/E
11.99
PEG
1.24
EPS growth
4.26%
1 year return
20.89%
3 year return
16.19%
5 year return
17.57%
10 year return
11.20%
Last updated: 2025-09-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.80
Dividend yield2.49%
Payout frequencyQuarterly
Maximum yield4.18%
Average yield2.96%
Minimum yield2.03%
Discount to avg yield-18.92%
Upside potential-15.91%
Yield as % of max yield59.53%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.49%
Current yield distribution83.25%
Yield at 100% (Min)2.03%
Yield at 90%2.40%
Yield at 80%2.54%
Yield at 50% (Median)2.99%
Yield at 20%3.33%
Yield at 10%3.48%
Yield at 0% (Max)4.18%

Dividend per share

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Dividend per share data
Years of growth23 years
CCC statusDividend Contender
Dividend per share1.80
Payout frequencyQuarterly
Ex-div date19 Sep 2025
EPS (TTM)5.17
EPS (1y forward)6.05
EPS growth (5y)4.26%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
RBCAAS&P500
DGR MR10.81%-13.74%
DGR TTM12.68%6.60%
DGR 3 years9.35%5.24%
DGR 5 years9.10%5.40%
DGR 10 years8.00%7.07%
DGR 15 years8.37%6.12%
Time since last change announced281 days
EPS growth (5y)4.26%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM29.28%22.11%
Average--
Forward29.79%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.37
Price to OCF8.54
Price to FCF9.34
Price to EBITDA29.03
EV to EBITDA148.25

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.56
Price to Book1.29
EV to Sales13.05

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count17.38M
EPS (TTM)5.17
FCF per share (TTM)6.85

Income statement

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Income statement data
Revenue (TTM)493.65M
Gross profit (TTM)525.76M
Operating income (TTM)194.68M
Net income (TTM)102.01M
EPS (TTM)5.17
EPS (1y forward)6.05

Margins

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Margins data
Gross margin (TTM)106.50%
Operating margin (TTM)39.44%
Profit margin (TTM)20.67%

Balance Sheet

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Balance Sheet data
Cash530.87M
Net receivables88.54M
Total current assets1.19B
Goodwill40.52M
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.69B
Accounts payable0.00
Short/Current long term debt406.80M
Total current liabilities116.18M
Total liabilities5.71B
Shareholder's equity979.71M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)147.79M
Capital expenditures (TTM)12.68M
Free cash flow (TTM)135.10M
Dividends paid (TTM)29.87M

Financial returns

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Financial returns data
Return on Equity10.41%
Return on Assets1.52%
Return on Invested Capital9.63%
Cash Return on Invested Capital12.76%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open72.36
Daily high72.94
Daily low72.05
Daily Volume15K
All-time high80.20
1y analyst estimate78.00
Beta0.57
EPS (TTM)5.17
Dividend per share1.80
Ex-div date19 Sep 2025
Next earnings date17 Oct 2025

Downside potential

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Downside potential data
RBCAAS&P500
Current price drop from All-time high-9.50%-1.46%
Highest price drop-65.78%-56.47%
Date of highest drop22 Dec 20009 Mar 2009
Avg drop from high-24.78%-10.99%
Avg time to new high51 days12 days
Max time to new high2080 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
RBCAA (Republic Bancorp Inc) company logo
Marketcap
1.26B
Marketcap category
Small-cap
Description
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial loan, construction and land development, secured and unsecured personal loans, and aircraft loans; service charges on deposit accounts, debit and credit card interchange fee income, title insurance commissions; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and other services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; mortgage banking; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
Employees
974
Investor relations
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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