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Ticker
RBCAA

Price
60.53
Stock movement down
-0.13 (-0.21%)
Company name
Republic Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.05B
Ent value
6.23B
Price/Sales
2.12
Price/Book
1.07
Div yield
2.98%
Div growth
9.10%
Growth years
23
FCF payout
22.11%
Trailing P/E
10.26
Forward P/E
10.83
PEG
1.03
EPS growth
4.26%
1 year return
24.42%
3 year return
11.29%
5 year return
14.71%
10 year return
9.55%
Last updated: 2025-04-14

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.80
Dividend yield2.98%
Payout frequencyQuarterly
Maximum yield4.18%
Average yield3.03%
Minimum yield2.03%
Discount to avg yield-1.74%
Upside potential-1.71%
Yield as % of max yield71.38%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.98%
Current yield distribution58.10%
Yield at 100% (Min)2.03%
Yield at 90%2.42%
Yield at 80%2.63%
Yield at 50% (Median)3.05%
Yield at 20%3.42%
Yield at 10%3.63%
Yield at 0% (Max)4.18%

Dividend per share

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Dividend per share data
Years of growth23 years
CCC statusDividend Contender
Dividend per share1.80
Payout frequencyQuarterly
Ex-div date21 Mar 2025
EPS (TTM)5.17
EPS (1y forward)5.59
EPS growth (5y)4.26%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
RBCAAS&P500
DGR MR10.81%-13.74%
DGR TTM11.76%6.60%
DGR 3 years9.35%5.24%
DGR 5 years9.10%5.40%
DGR 10 years8.00%7.07%
DGR 15 years8.37%6.12%
Time since last change announced84 days
EPS growth (5y)4.26%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM29.28%22.11%
Average--
Forward32.27%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.26
Price to OCF7.08
Price to FCF7.75
Price to EBITDA24.09
EV to EBITDA143.32

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.12
Price to Book1.07
EV to Sales12.62

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count17.30M
EPS (TTM)5.17
FCF per share (TTM)6.85

Income statement

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Income statement data
Revenue (TTM)493.65M
Gross profit (TTM)525.76M
Operating income (TTM)194.68M
Net income (TTM)102.01M
EPS (TTM)5.17
EPS (1y forward)5.59

Margins

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Margins data
Gross margin (TTM)106.50%
Operating margin (TTM)39.44%
Profit margin (TTM)20.67%

Balance Sheet

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Balance Sheet data
Cash530.87M
Net receivables88.54M
Total current assets1.19B
Goodwill40.52M
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.69B
Accounts payable0.00
Short/Current long term debt406.80M
Total current liabilities116.18M
Total liabilities5.71B
Shareholder's equity979.71M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)147.79M
Capital expenditures (TTM)12.68M
Free cash flow (TTM)135.10M
Dividends paid (TTM)29.87M

Financial returns

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Financial returns data
Return on Equity10.41%
Return on Assets1.52%
Return on Invested Capital9.63%
Cash Return on Invested Capital12.76%

STOCK INFORMATION

Stock chart

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Stock price data
Open60.72
Daily high60.99
Daily low59.08
Daily Volume31K
All-time high80.20
1y analyst estimate80.00
Beta0.53
EPS (TTM)5.17
Dividend per share1.80
Ex-div date21 Mar 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
RBCAAS&P500
Current price drop from All-time high-24.53%-12.04%
Highest price drop-65.78%-56.47%
Date of highest drop22 Dec 20009 Mar 2009
Avg drop from high-24.95%-11.07%
Avg time to new high51 days12 days
Max time to new high2080 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
RBCAA (Republic Bancorp Inc) company logo
Marketcap
1.05B
Marketcap category
Small-cap
Description
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in six segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit; and retail and commercial mortgage, construction and land development, consumer, aircraft, and marine loans. It also provides credit cards; title insurance and other financial products and services; and private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it offers short-term and revolving credit facilities to mortgage bankers through mortgage warehouse lines of credit; mortgage banking; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; payments-related products and services to consumers through third party service providers; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
Employees
992
Investor relations
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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