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Ticker
RBCAA

Price
72.88
Stock movement up
+0.58 (0.80%)
Company name
Republic Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.27B
Ent value
6.99B
Price/Sales
2.63
Price/Book
1.15
Div yield
2.48%
Div growth
9.54%
Growth years
23
FCF payout
26.02%
Trailing P/E
9.65
Forward P/E
11.70
PEG
0.97
EPS growth
10.90%
1 year return (CAGR)
8.82%
3 year return (CAGR)
17.09%
5 year return (CAGR)
11.38%
10 year return (CAGR)
10.92%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.80
Dividend yield2.48%
Payout frequency-
Maximum yield3.91%
Average yield2.87%
Minimum yield2.03%
Discount to avg yield-15.92%
Upside potential-13.74%
Yield as % of max yield63.26%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.48%
Current yield distribution80.79%
Yield at 100% (Min)2.03%
Yield at 90%2.39%
Yield at 80%2.48%
Yield at 50% (Median)2.81%
Yield at 20%3.26%
Yield at 10%3.40%
Yield at 0% (Max)3.91%

Dividend per share

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Dividend per share data
Years of growth23 years
CCC statusDividend Contender
Dividend per share1.80
Payout frequency-
Ex-div date20 Mar 2026
EPS (TTM)6.63
EPS (1y forward)6.23
EPS growth (5y)10.90%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
RBCAAS&P500
DGR MR10.81%-13.74%
DGR TTM13.10%6.60%
DGR 3 years9.77%7.31%
DGR 5 years9.54%4.69%
DGR 10 years8.73%6.30%
DGR 15 years8.49%8.16%
Time since last change announced398 days
EPS growth (5y)10.90%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM19.16%26.02%
Average--
Forward28.96%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.65
Price to OCF9.40
Price to FCF13.10
Price to EBITDA11.76
EV to EBITDA64.84

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.63
Price to Book1.15
EV to Sales14.49

FINANCIALS

Per share

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Per share data
Current share count17.39M
EPS (TTM)6.63
FCF per share (TTM)4.89

Income statement

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Income statement data
Revenue (TTM)482.07M
Gross profit (TTM)381.13M
Operating income (TTM)172.42M
Net income (TTM)131.32M
EPS (TTM)6.63
EPS (1y forward)6.23

Margins

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Margins data
Gross margin (TTM)79.06%
Operating margin (TTM)35.77%
Profit margin (TTM)27.24%

Balance Sheet

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Balance Sheet data
Cash219.97M
Net receivables201.24M
Total current assets1.31B
Goodwill40.52M
Intangible assets0.00
Property, plant and equipment0.00
Total assets7.04B
Accounts payable0.00
Short/Current long term debt88.50M
Total current liabilities88.50M
Total liabilities5.94B
Shareholder's equity1.10B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)134.92M
Capital expenditures (TTM)7.38M
Free cash flow (TTM)96.73M
Dividends paid (TTM)25.16M

Financial returns

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Financial returns data
Return on Equity11.91%
Return on Assets1.86%
Return on Invested Capital11.03%
Cash Return on Invested Capital8.12%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open72.87
Daily high73.93
Daily low72.74
Daily Volume31K
All-time high80.20
1y analyst estimate75.00
Beta0.59
EPS (TTM)6.63
Dividend per share1.80
Ex-div date20 Mar 2026
Next earnings date1 May 2026

Downside potential

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Downside potential data
RBCAAS&P500
Current price drop from All-time high-9.13%-1.82%
Highest price drop-65.78%-56.47%
Date of highest drop22 Dec 20009 Mar 2009
Avg drop from high-24.54%-10.84%
Avg time to new high52 days12 days
Max time to new high2080 days1805 days

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COMPANY DETAILS
RBCAA (Republic Bancorp Inc) company logo
Marketcap
1.27B
Marketcap category
Small-cap
Description
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial loan, construction and land development, secured and unsecured personal loans, and aircraft loans; service charges on deposit accounts, debit and credit card interchange fee income, title insurance commissions; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and other services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; mortgage banking; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
Employees
973
Investor relations
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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