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Ticker
RMBI

Price
11.85
Stock movement down
-0.22 (-1.82%)
Company name
Richmond Mutual Bancorporation Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
119.76M
Ent value
1.45B
Price/Sales
1.44
Price/Book
0.86
Div yield
5.06%
Div growth
-
Growth years
2
FCF payout
53.92%
Trailing P/E
13.54
Forward P/E
-
PEG
-
EPS growth
15.80%
1 year return
0.85%
3 year return
-11.11%
5 year return
4.28%
10 year return
-
Last updated: 2025-04-12

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.60
Dividend yield5.06%
Payout frequencyQuarterly
Maximum yield6.39%
Average yield3.37%
Minimum yield1.44%
Discount to avg yield33.43%
Upside potential50.22%
Yield as % of max yield79.20%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.06%
Current yield distribution10.23%
Yield at 100% (Min)1.44%
Yield at 90%1.75%
Yield at 80%1.93%
Yield at 50% (Median)2.99%
Yield at 20%4.88%
Yield at 10%5.07%
Yield at 0% (Max)6.39%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.60
Payout frequencyQuarterly
Ex-div date26 Feb 2025
EPS (TTM)0.87
EPS (1y forward)-
EPS growth (5y)15.80%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
RMBIS&P500
DGR MR7.14%-13.74%
DGR TTM1.79%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced59 days
EPS growth (5y)15.80%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM48561.90%53.92%
Average64.03%43.86%
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.54
Price to OCF0.01
Price to FCF0.01
Price to EBITDA0.19
EV to EBITDA2.27

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.44
Price to Book0.86
EV to Sales17.47

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count10.11M
EPS (TTM)0.87
FCF per share (TTM)779.57

Income statement

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Income statement data
Revenue (TTM)83.15M
Gross profit (TTM)83.24M
Operating income (TTM)28.43M
Net income (TTM)8.84M
EPS (TTM)0.87
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)100.12%
Operating margin (TTM)34.20%
Profit margin (TTM)10.64%

Balance Sheet

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Balance Sheet data
Cash19.87M
Net receivables152.93M
Total current assets306.99M
Goodwill0.00
Intangible assets1.95M
Property, plant and equipment0.00
Total assets1.49B
Accounts payable3.43M
Short/Current long term debt252.00M
Total current liabilities238.22M
Total liabilities1.35B
Shareholder's equity140.03M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)7.96B
Capital expenditures (TTM)538.04K
Free cash flow (TTM)7.96B
Dividends paid (TTM)4.29B

Financial returns

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Financial returns data
Return on Equity6.32%
Return on Assets0.59%
Return on Invested Capital2.26%
Cash Return on Invested Capital2031.52%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open11.87
Daily high12.07
Daily low11.85
Daily Volume20K
All-time high17.99
1y analyst estimate-
Beta0.62
EPS (TTM)0.87
Dividend per share0.60
Ex-div date26 Feb 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
RMBIS&P500
Current price drop from All-time high-34.13%-12.89%
Highest price drop-51.31%-56.47%
Date of highest drop4 May 20239 Mar 2009
Avg drop from high-22.16%-11.07%
Avg time to new high43 days12 days
Max time to new high780 days1805 days

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COMPANY DETAILS
RMBI (Richmond Mutual Bancorporation Inc) company logo
Marketcap
119.76M
Marketcap category
Small-cap
Description
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, it engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. The company was founded in 1887 and is headquartered in Richmond, Indiana.
Employees
171
Investor relations
-
SEC filings
CEO
Country
USA
City
Richmond
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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