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Ticker
RMBI

Price
14.37
Stock movement down
-0.14 (-0.99%)
Company name
Richmond Mutual Bancorporation Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
135.49M
Ent value
1.37B
Price/Sales
1.63
Price/Book
-
Div yield
4.28%
Div growth
-
Growth years
1
FCF payout
36.07%
Trailing P/E
15.32
Forward P/E
-
PEG
-
EPS growth
-
1 year return (CAGR)
-5.78%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2025-12-04

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.60
Dividend yield4.28%
Payout frequencyQuarterly
Maximum yield5.17%
Average yield4.33%
Minimum yield3.76%
Discount to avg yield-1.11%
Upside potential-1.10%
Yield as % of max yield82.74%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.28%
Current yield distribution54.14%
Yield at 100% (Min)3.76%
Yield at 90%3.99%
Yield at 80%4.12%
Yield at 50% (Median)4.31%
Yield at 20%4.55%
Yield at 10%4.68%
Yield at 0% (Max)5.17%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.60
Payout frequencyQuarterly
Ex-div date4 Dec 2025
EPS (TTM)1.18
EPS (1y forward)-
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
RMBIS&P500
DGR MR7.14%-13.74%
DGR TTM7.14%6.60%
DGR 3 years14.47%7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced373 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM37.82%36.07%
Average14.26%-
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.32
Price to OCF0.02
Price to FCF0.02
Price to EBITDA0.21
EV to EBITDA2.14

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.63
Price to Book-
EV to Sales16.47

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FINANCIALS

Per share

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Per share data
Current share count9.66M
EPS (TTM)1.18
FCF per share (TTM)1.23

Income statement

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Income statement data
Revenue (TTM)90.89M
Gross profit (TTM)47.04M
Operating income (TTM)14.06M
Net income (TTM)11.58M
EPS (TTM)1.18
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)51.76%
Operating margin (TTM)15.47%
Profit margin (TTM)12.74%

Balance Sheet

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Balance Sheet data
Cash26.01M
Net receivables0.00
Total current assets26.01M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.52B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities1.26B
Shareholder's equity264.14M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)13.30M
Capital expenditures (TTM)1.17M
Free cash flow (TTM)12.14M
Dividends paid (TTM)4.38M

Financial returns

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Financial returns data
Return on Equity4.38%
Return on Assets0.76%
Return on Invested Capital4.38%
Cash Return on Invested Capital4.60%

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STOCK INFORMATION

Stock chart

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Stock price data
Open14.07
Daily high14.08
Daily low13.11
Daily Volume20K
All-time high17.99
1y analyst estimate-
Beta0.26
EPS (TTM)1.18
Dividend per share0.60
Ex-div date4 Dec 2025
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
RMBIS&P500
Current price drop from All-time high-20.12%-1.82%
Highest price drop-35.52%-56.47%
Date of highest drop6 Mar 20259 Mar 2009
Avg drop from high-24.25%-10.84%
Avg time to new high-12 days
Max time to new high290 days1805 days

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COMPANY DETAILS
RMBI (Richmond Mutual Bancorporation Inc) company logo
Marketcap
135.49M
Marketcap category
Small-cap
Description
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services in Cambridge City. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, it engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. The company was founded in 1887 and is headquartered in Richmond, Indiana.
Employees
180
Investor relations
-
SEC filings
CEO
Country
USA
City
Richmond
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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