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Ticker
SFST

Price
30.74
Stock movement down
-0.09 (-0.29%)
Company name
Southern First Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
250.83M
Ent value
4.06B
Price/Sales
1.66
Price/Book
0.77
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
17.83
Forward P/E
10.64
PEG
-
EPS growth
-10.42%
1 year return
6.66%
3 year return
-15.47%
5 year return
3.97%
10 year return
6.13%
Last updated: 2025-04-09

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

SFST does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E17.83
Price to OCF7.53
Price to FCF7.69
Price to EBITDA7.05
EV to EBITDA114.27

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.66
Price to Book0.77
EV to Sales26.88

FINANCIALS

Per share

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Per share data
Current share count8.16M
EPS (TTM)1.74
FCF per share (TTM)4.03

Income statement

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Income statement data
Revenue (TTM)151.23M
Gross profit (TTM)121.07M
Operating income (TTM)39.39M
Net income (TTM)14.07M
EPS (TTM)1.74
EPS (1y forward)2.89

Margins

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Margins data
Gross margin (TTM)80.06%
Operating margin (TTM)26.05%
Profit margin (TTM)9.30%

Balance Sheet

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Balance Sheet data
Cash34.47M
Net receivables0.00
Total current assets159.89M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets4.17B
Accounts payable0.00
Short/Current long term debt264.90M
Total current liabilities2.45B
Total liabilities3.85B
Shareholder's equity326.54M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)33.30M
Capital expenditures (TTM)689.00K
Free cash flow (TTM)32.62M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity4.31%
Return on Assets0.34%
Return on Invested Capital2.38%
Cash Return on Invested Capital5.51%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open31.80
Daily high31.80
Daily low30.50
Daily Volume13K
All-time high65.02
1y analyst estimate30.50
Beta0.80
EPS (TTM)1.74
Dividend per share-
Ex-div date30 Jan 2013
Next earnings date16 Apr 2025

Downside potential

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Downside potential data
SFSTS&P500
Current price drop from All-time high-52.72%-19.00%
Highest price drop-79.10%-56.47%
Date of highest drop6 Mar 20099 Mar 2009
Avg drop from high-27.30%-11.07%
Avg time to new high33 days12 days
Max time to new high1876 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
SFST (Southern First Bancshares Inc) company logo
Marketcap
250.83M
Marketcap category
Small-cap
Description
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. Southern First Bancshares, Inc. was incorporated in 1999 and is headquartered in Greenville, South Carolina.
Employees
296
Investor relations
-
SEC filings
CEO
R. Arthur Seaver
Country
USA
City
Greenville
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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