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Ticker
SFST

Price
58.82
Stock movement down
-0.11 (-0.21%)
Company name
Southern First Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
428.70M
Ent value
4.41B
Price/Sales
2.83
Price/Book
-
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
30.47
Forward P/E
11.79
PEG
-
EPS growth
-
1 year return (CAGR)
19.55%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2025-12-04

DIVIDENDS

SFST does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E30.47
Price to OCF12.87
Price to FCF13.14
Price to EBITDA12.05
EV to EBITDA123.88

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.83
Price to Book-
EV to Sales29.14

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count8.19M
EPS (TTM)3.74
FCF per share (TTM)3.97

Income statement

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Income statement data
Revenue (TTM)224.62M
Gross profit (TTM)115.14M
Operating income (TTM)39.60M
Net income (TTM)30.37M
EPS (TTM)3.74
EPS (1y forward)6.40

Margins

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Margins data
Gross margin (TTM)51.26%
Operating margin (TTM)17.63%
Profit margin (TTM)13.52%

Balance Sheet

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Balance Sheet data
Cash27.82M
Net receivables0.00
Total current assets155.55M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets4.40B
Accounts payable0.00
Short/Current long term debt264.90M
Total current liabilities2.73B
Total liabilities4.03B
Shareholder's equity368.66M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)32.54M
Capital expenditures (TTM)309.00K
Free cash flow (TTM)32.23M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity8.24%
Return on Assets0.69%
Return on Invested Capital8.24%
Cash Return on Invested Capital8.74%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open52.60
Daily high52.65
Daily low52.23
Daily Volume25K
All-time high65.02
1y analyst estimate64.00
Beta0.76
EPS (TTM)3.74
Dividend per share0.00
Ex-div date30 Jan 2013
Next earnings date21 Apr 2026

Downside potential

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Downside potential data
SFSTS&P500
Current price drop from All-time high-9.54%-1.82%
Highest price drop-52.92%-56.47%
Date of highest drop14 Apr 20259 Mar 2009
Avg drop from high-39.11%-10.84%
Avg time to new high-12 days
Max time to new high290 days1805 days
COMPANY DETAILS
SFST (Southern First Bancshares Inc) company logo
Marketcap
428.70M
Marketcap category
Small-cap
Description
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.
Employees
297
Investor relations
-
SEC filings
CEO
R. Arthur Seaver
Country
USA
City
Greenville
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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