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Ticker
TMP

Price
67.55
Stock movement up
+0.80 (1.20%)
Company name
Tompkins Financial Corporation
Exchange
(NYSE MKT
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
972.29M
Ent value
8.13B
Price/Sales
2.64
Price/Book
1.35
Div yield
3.67%
Div growth
4.35%
Growth years
34
FCF payout
47.12%
Trailing P/E
14.69
Forward P/E
13.12
PEG
1.84
EPS growth
-34.32%
1 year return
19.90%
3 year return
-6.75%
5 year return
-5.89%
10 year return
1.91%
Last updated: 2025-01-03

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share2.48
Dividend yield3.67%
Payout frequencyQuarterly
Maximum yield5.57%
Average yield3.50%
Minimum yield2.24%
Discount to avg yield4.79%
Upside potential5.03%
Yield as % of max yield65.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.67%
Current yield distribution35.00%
Yield at 100% (Min)2.24%
Yield at 90%2.71%
Yield at 80%2.84%
Yield at 50% (Median)3.18%
Yield at 20%4.29%
Yield at 10%4.81%
Yield at 0% (Max)5.57%

Dividend per share

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Dividend per share data
Years of growth34 years
CCC statusDividend Champion
Dividend per share2.48
Payout frequencyQuarterly
Ex-div date8 Nov 2024
EPS (TTM)4.63
EPS (1y forward)5.15
EPS growth (5y)-34.32%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
TMPS&P500
DGR MR1.64%12.57%
DGR TTM1.67%6.51%
DGR 3 years4.55%5.24%
DGR 5 years4.35%5.40%
DGR 10 years4.54%7.07%
DGR 15 years4.73%6.12%
Time since last change announced72 days
EPS growth (5y)-34.32%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM51.93%47.12%
Average--
Forward48.16%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.69
Price to OCF10.73
Price to FCF13.33
Price to EBITDA13.14
EV to EBITDA109.82

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.64
Price to Book1.35
EV to Sales22.03

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FINANCIALS

Per share

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Per share data
Current share count14.39M
EPS (TTM)4.63
FCF per share (TTM)5.11

Income statement

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Income statement data
Revenue (TTM)368.74M
Gross profit (TTM)361.76M
Operating income (TTM)85.52M
Net income (TTM)66.19M
EPS (TTM)4.63
EPS (1y forward)5.15

Margins

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Margins data
Gross margin (TTM)98.11%
Operating margin (TTM)23.19%
Profit margin (TTM)17.95%

Balance Sheet

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Balance Sheet data
Cash132.32M
Net receivables13.03M
Total current assets1.42B
Goodwill92.60M
Intangible assets2.24M
Property, plant and equipment0.00
Total assets8.01B
Accounts payable0.00
Short/Current long term debt539.33M
Total current liabilities1.95B
Total liabilities7.29B
Shareholder's equity721.35M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)90.65M
Capital expenditures (TTM)17.68M
Free cash flow (TTM)72.97M
Dividends paid (TTM)34.38M

Financial returns

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Financial returns data
Return on Equity9.18%
Return on Assets0.83%
Return on Invested Capital4.98%
Cash Return on Invested Capital5.49%

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STOCK INFORMATION

Stock chart

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Stock price data
Open66.77
Daily high68.12
Daily low65.54
Daily Volume40K
All-time high96.00
1y analyst estimate83.00
Beta0.66
EPS (TTM)4.63
Dividend per share2.48
Ex-div date8 Nov 2024
Next earnings date24 Jan 2025

Downside potential

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Downside potential data
TMPS&P500
Current price drop from All-time high-29.64%-2.61%
Highest price drop-54.68%-56.47%
Date of highest drop17 Apr 20249 Mar 2009
Avg drop from high-17.22%-11.12%
Avg time to new high25 days12 days
Max time to new high2013 days1805 days

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COMPANY DETAILS
TMP (Tompkins Financial Corporation) company logo
Marketcap
972.29M
Marketcap category
Small-cap
Description
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates through three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking and savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services; financial and tax planning services; property and casualty, life, and long-term care and disability insurance services; employee benefit consulting services; and insurance planning services. The company primarily serves individuals, corporate executives, small business owners, and high net worth individuals. It operates through a network of banking offices in New York and Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.
Employees
942
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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