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Ticker
UFCS

Price
35.23
Stock movement down
-0.27 (-0.76%)
Company name
United Fire Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
898.87M
Ent value
3.52B
Price/Sales
0.66
Price/Book
1.00
Div yield
1.82%
Div growth
-18.07%
Growth years
-
FCF payout
5.47%
Trailing P/E
8.08
Forward P/E
9.72
PEG
0.81
EPS growth
32.78%
1 year return (CAGR)
33.04%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield1.82%
Payout frequencyQuarterly
Maximum yield3.30%
Average yield2.23%
Minimum yield1.71%
Discount to avg yield-22.94%
Upside potential-18.66%
Yield as % of max yield55.12%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.82%
Current yield distribution85.40%
Yield at 100% (Min)1.71%
Yield at 90%1.77%
Yield at 80%2.05%
Yield at 50% (Median)2.23%
Yield at 20%2.40%
Yield at 10%2.53%
Yield at 0% (Max)3.30%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.64
Payout frequencyQuarterly
Ex-div date5 Dec 2025
EPS (TTM)4.22
EPS (1y forward)3.63
EPS growth (5y)32.78%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
UFCSS&P500
DGR MR6.67%-13.74%
DGR TTM-6.60%
DGR 3 years-7.17%7.31%
DGR 5 years-18.07%4.69%
DGR 10 years-4.26%6.30%
DGR 15 years-1.14%8.16%
Time since last change announced1357 days
EPS growth (5y)32.78%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM14.63%5.47%
Average--
Forward17.66%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.08
Price to OCF2.93
Price to FCF3.02
Price to EBITDA5.61
EV to EBITDA21.97

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.66
Price to Book1.00
EV to Sales2.60

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FINANCIALS

Per share

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Per share data
Current share count25.51M
EPS (TTM)4.22
FCF per share (TTM)11.27

Income statement

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Income statement data
Revenue (TTM)1.35B
Gross profit (TTM)295.24M
Operating income (TTM)139.28M
Net income (TTM)111.28M
EPS (TTM)4.22
EPS (1y forward)3.63

Margins

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Margins data
Gross margin (TTM)21.81%
Operating margin (TTM)10.29%
Profit margin (TTM)8.22%

Balance Sheet

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Balance Sheet data
Cash233.74M
Net receivables756.66M
Total current assets233.74M
Goodwill0.00
Intangible assets3.37M
Property, plant and equipment0.00
Total assets3.75B
Accounts payable0.00
Short/Current long term debt146.13M
Total current liabilities0.00
Total liabilities2.86B
Shareholder's equity898.71M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)306.26M
Capital expenditures (TTM)8.73M
Free cash flow (TTM)297.53M
Dividends paid (TTM)16.28M

Financial returns

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Financial returns data
Return on Equity12.38%
Return on Assets2.96%
Return on Invested Capital10.65%
Cash Return on Invested Capital28.48%

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STOCK INFORMATION

Stock chart

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Stock price data
Open35.45
Daily high35.69
Daily low35.13
Daily Volume95K
All-time high60.97
1y analyst estimate37.50
Beta0.47
EPS (TTM)4.22
Dividend per share0.64
Ex-div date5 Dec 2025
Next earnings date17 Feb 2026

Downside potential

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Downside potential data
UFCSS&P500
Current price drop from All-time high-42.22%-0.89%
Highest price drop-68.15%-19.00%
Date of highest drop4 Nov 20248 Apr 2025
Avg drop from high-52.01%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

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COMPANY DETAILS
UFCS (United Fire Group Inc) company logo
Marketcap
898.87M
Marketcap category
Small-cap
Description
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. Its commercial lines include fire and allied lines, other liability, automobile, workers' compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, including assumed reinsurance for homeowners multi-peril coverage. The company sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.
Employees
877
Investor relations
SEC filings
CEO
Randy A. Ramlo
Country
USA
City
Cedar Rapids
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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