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Ticker
UFCS

Price
26.23
Stock movement up
+0.02 (0.08%)
Company name
United Fire Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
664.72M
Ent value
3.23B
Price/Sales
0.55
Price/Book
0.85
Div yield
2.44%
Div growth
-11.96%
Growth years
2
FCF payout
8.33%
Trailing P/E
13.26
Forward P/E
11.92
PEG
1.33
EPS growth
-
1 year return
19.61%
3 year return
-4.76%
5 year return
-3.35%
10 year return
-2.15%
Last updated: 2025-04-12

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield2.44%
Payout frequency-
Maximum yield5.69%
Average yield2.71%
Minimum yield1.66%
Discount to avg yield-11.12%
Upside potential-10.01%
Yield as % of max yield42.88%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.44%
Current yield distribution56.67%
Yield at 100% (Min)1.66%
Yield at 90%1.98%
Yield at 80%2.13%
Yield at 50% (Median)2.53%
Yield at 20%3.10%
Yield at 10%3.30%
Yield at 0% (Max)5.69%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share0.64
Payout frequency-
Ex-div date7 Mar 2025
EPS (TTM)1.93
EPS (1y forward)2.20
EPS growth (5y)-
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
UFCSS&P500
DGR MR6.67%-13.74%
DGR TTM-6.60%
DGR 3 years-17.51%5.24%
DGR 5 years-11.96%5.40%
DGR 10 years-0.25%7.07%
DGR 15 years0.77%6.12%
Time since last change announced1063 days
EPS growth (5y)-
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM32.31%8.33%
Average--
Forward29.09%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.26
Price to OCF3.22
Price to FCF3.42
Price to EBITDA14.12
EV to EBITDA68.54

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.55
Price to Book0.85
EV to Sales2.67

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FINANCIALS

Per share

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Per share data
Current share count25.34M
EPS (TTM)1.93
FCF per share (TTM)7.50

Income statement

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Income statement data
Revenue (TTM)1.21B
Gross profit (TTM)1.21B
Operating income (TTM)238.58M
Net income (TTM)50.12M
EPS (TTM)1.93
EPS (1y forward)2.20

Margins

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Margins data
Gross margin (TTM)100.27%
Operating margin (TTM)19.76%
Profit margin (TTM)4.15%

Balance Sheet

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Balance Sheet data
Cash197.37M
Net receivables608.88M
Total current assets806.35M
Goodwill0.00
Intangible assets4.08M
Property, plant and equipment0.00
Total assets3.55B
Accounts payable0.00
Short/Current long term debt117.01M
Total current liabilities1.74B
Total liabilities2.76B
Shareholder's equity785.82M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)206.18M
Capital expenditures (TTM)11.78M
Free cash flow (TTM)194.40M
Dividends paid (TTM)16.20M

Financial returns

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Financial returns data
Return on Equity6.38%
Return on Assets1.41%
Return on Invested Capital5.55%
Cash Return on Invested Capital21.53%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open26.61
Daily high26.71
Daily low25.76
Daily Volume96K
All-time high60.97
1y analyst estimate26.00
Beta0.38
EPS (TTM)1.93
Dividend per share0.64
Ex-div date7 Mar 2025
Next earnings date5 May 2025

Downside potential

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Downside potential data
UFCSS&P500
Current price drop from All-time high-56.98%-12.89%
Highest price drop-71.27%-56.47%
Date of highest drop20 Nov 20089 Mar 2009
Avg drop from high-32.98%-11.07%
Avg time to new high43 days12 days
Max time to new high2785 days1805 days

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COMPANY DETAILS
UFCS (United Fire Group Inc) company logo
Marketcap
664.72M
Marketcap category
Small-cap
Description
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and reinsurance coverage for property and casualty insurance. Its commercial lines include fire and allied lines, other liability, automobile, workers' compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners, as well as provides assumed reinsurance products. The company sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.
Employees
852
Investor relations
SEC filings
CEO
Randy A. Ramlo
Country
USA
City
Cedar Rapids
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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