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Ticker
UNM

Price
75.26
Stock movement up
+1.44 (1.95%)
Company name
Unum Group
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Life
Market cap
13.74B
Ent value
66.77B
Price/Sales
1.07
Price/Book
1.25
Div yield
2.23%
Div growth
7.24%
Growth years
12
FCF payout
23.61%
Trailing P/E
7.80
Forward P/E
8.30
PEG
1.45
EPS growth
22.26%
1 year return
47.31%
3 year return
33.50%
5 year return
39.55%
10 year return
8.53%
Last updated: 2025-04-11

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.68
Dividend yield2.23%
Payout frequency-
Maximum yield8.42%
Average yield3.85%
Minimum yield2.02%
Discount to avg yield-72.54%
Upside potential-42.04%
Yield as % of max yield26.51%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.23%
Current yield distribution95.63%
Yield at 100% (Min)2.02%
Yield at 90%2.71%
Yield at 80%2.90%
Yield at 50% (Median)3.38%
Yield at 20%4.67%
Yield at 10%6.08%
Yield at 0% (Max)8.42%

Dividend per share

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Dividend per share data
Years of growth12 years
CCC statusDividend Contender
Dividend per share1.68
Payout frequency-
Ex-div date24 Jan 2025
EPS (TTM)9.42
EPS (1y forward)9.07
EPS growth (5y)22.26%
EPS growth (5y forward)5.37%

Dividend growth

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Dividend growth data
UNMS&P500
DGR MR15.07%-13.74%
DGR TTM12.95%6.60%
DGR 3 years6.83%5.24%
DGR 5 years7.24%5.40%
DGR 10 years9.71%7.07%
DGR 15 years10.76%6.12%
Time since last change announced277 days
EPS growth (5y)22.26%
EPS growth (5y forward)5.37%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM16.51%23.61%
Average--
Forward18.53%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.80
Price to OCF10.03
Price to FCF11.16
Price to EBITDA7.57
EV to EBITDA36.76

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.07
Price to Book1.25
EV to Sales5.22

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FINANCIALS

Per share

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Per share data
Current share count182.61M
EPS (TTM)9.42
FCF per share (TTM)6.59

Income statement

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Income statement data
Revenue (TTM)12.79B
Gross profit (TTM)12.40B
Operating income (TTM)815.40M
Net income (TTM)1.76B
EPS (TTM)9.42
EPS (1y forward)9.07

Margins

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Margins data
Gross margin (TTM)96.98%
Operating margin (TTM)6.38%
Profit margin (TTM)13.77%

Balance Sheet

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Balance Sheet data
Cash163.40M
Net receivables10.13B
Total current assets39.94B
Goodwill352.00M
Intangible assets0.00
Property, plant and equipment0.00
Total assets64.14B
Accounts payable0.00
Short/Current long term debt3.47B
Total current liabilities137.70M
Total liabilities53.19B
Shareholder's equity10.95B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.37B
Capital expenditures (TTM)139.40M
Free cash flow (TTM)1.23B
Dividends paid (TTM)290.70M

Financial returns

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Financial returns data
Return on Equity16.08%
Return on Assets2.75%
Return on Invested Capital12.21%
Cash Return on Invested Capital8.54%

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STOCK INFORMATION

Stock chart

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Stock price data
Open73.74
Daily high75.43
Daily low72.66
Daily Volume1.92M
All-time high83.34
1y analyst estimate76.00
Beta0.75
EPS (TTM)9.42
Dividend per share1.68
Ex-div date24 Jan 2025
Next earnings date29 Apr 2025

Downside potential

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Downside potential data
UNMS&P500
Current price drop from All-time high-9.70%-12.89%
Highest price drop-90.35%-56.47%
Date of highest drop11 Mar 20039 Mar 2009
Avg drop from high-41.85%-11.07%
Avg time to new high46 days12 days
Max time to new high6481 days1805 days

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COMPANY DETAILS
UNM (Unum Group) company logo
Marketcap
13.74B
Marketcap category
Large-cap
Description
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, Poland, and internationally. It operates through Unum US, Unum International, Colonial Life, and Closed Block segment. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products primarily to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.
Employees
10553
Investor relations
SEC filings
CEO
Richard McKenney
Country
USA
City
Chattanooga
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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