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Ticker
YRD

Price
4.99
Stock movement down
-0.04 (-0.80%)
Company name
Yirendai Ltd
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
433.80M
Ent value
-98.97M
Price/Sales
0.07
Price/Book
0.05
Div yield
8.02%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
0.26
Forward P/E
-
PEG
-
EPS growth
8.40%
1 year return
27.62%
3 year return
20.95%
5 year return
-3.46%
10 year return
-
Last updated: 2025-01-08

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DIVIDENDS

YRD does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E0.26
Price to OCF0.41
Price to FCF0.43
Price to EBITDA0.60
EV to EBITDA-0.14

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.07
Price to Book0.05
EV to Sales-0.02

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count86.93M
EPS (TTM)2.63
FCF per share (TTM)1.59

Income statement

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Income statement data
Revenue (TTM)5.85B
Gross profit (TTM)4.92B
Operating income (TTM)2.07B
Net income (TTM)1.66B
EPS (TTM)2.63
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)84.06%
Operating margin (TTM)35.36%
Profit margin (TTM)28.38%

Balance Sheet

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Balance Sheet data
Cash3.71B
Net receivables4.84B
Total current assets9.09B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment94.68M
Total assets12.46B
Accounts payable42.71M
Short/Current long term debt15.23M
Total current liabilities2.18B
Total liabilities3.17B
Shareholder's equity9.28B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.05B
Capital expenditures (TTM)0.00
Free cash flow (TTM)1.00B
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity17.88%
Return on Assets13.33%
Return on Invested Capital17.88%
Cash Return on Invested Capital10.78%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open5.04
Daily high5.08
Daily low4.91
Daily Volume59K
All-time high52.27
1y analyst estimate2.03
Beta0.72
EPS (TTM)2.63
Dividend per share0.40
Ex-div date30 Sep 2024
Next earnings date19 Mar 2025

Downside potential

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Downside potential data
YRDS&P500
Current price drop from All-time high-90.45%-3.16%
Highest price drop-98.65%-56.47%
Date of highest drop30 Aug 20229 Mar 2009
Avg drop from high-71.39%-11.12%
Avg time to new high56 days12 days
Max time to new high1816 days1805 days

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COMPANY DETAILS
YRD (Yirendai Ltd) company logo
Marketcap
433.80M
Marketcap category
Small-cap
Description
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Employees
754
Investor relations
-
SEC filings
CEO
Ning Tang
Country
USA
City
Beijing
Stock type
American depositary share
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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